
JP+ One-Sheet
Charlotte
American | 2026
Projected Wins
2.8Team Thesis
Charlotte Rebuilds Around Grayson Loftis Behind a Retooled Offensive Line. The defining theme this offseason is continuity at quarterback paired with churn nearly everywhere else.
Model Profile
#134
JP+ Rank
#135
Offense
#130
Defense
Why JP+ Is Higher
2.5
Market
2.8
JP+
2.5
SP+
Roster Snapshot
Season Path
Cliff risk
53% to start 2-4 or better. Bowl path 1%. Collapse risk 2% (0 or fewer wins). Schedule is front-loaded by +0.7 wins through the first six. Biggest shift Wk2: 89% to 1%.
Bull Case
4-8If the offensive line stabilizes faster than the moderate continuity risk suggests, this group can be competitive in its winnable games and push…
Bear Case
1-11If the offensive line stabilizes faster than the moderate continuity risk suggests, this group can be competitive in its winnable games and push…
American Context
| Team | JP+ | Market | SP+ |
|---|---|---|---|
| South Florida | 8.2 | 8.5 | 8.1 |
| Navy | 7.8 | 7.5 | 8.0 |
| Army | 7.6 | -- | 7.2 |
| Memphis | 7.4 | 7.5 | 7.8 |
| East Carolina | 7.4 | 7.5 | 7.6 |
| Rice | 3.8 | 3.5 | 3.6 |
| Charlotte | 2.8 | 2.5 | 2.5 |